Passive Investing- Bonds

Bonds are fixed income instruments that are very common among investors. It is a loan given by the investor to a company or the government who will in turn pay an interest rate annually to the investor. These loans are usually used to fund projects and operations within the company/ government. Bonds have a maturity

Passive Investing- ETFs

ETFs have become a very popular form of passive investing in the last 10 years. Exchange traded funds (ETFs) are basically a type of equity product that often tracks an underlying index..  It is a fund that pools money from the investors and invest in very diverse range of products. Index ETFs invest in companies

Passive Investing- ROBOs

Robo-Advisors have become quite popular recently, especially among younger investors due to their lower costs as well as minimum investment. They are algorithm-based financial advisors that do not have any human management involved.  They automatically invest in a basket of goods that suits your risk profile (based on a survey which you will have to

Time and Compound Interest

Compound interest is one of the wonders of investing and can help you grow your wealth over time.  This refers to additional interest that is earned on top of the principal amount invested, assuming all dividends are being reinvested year on year. The longer that you are invested, the more you can benefit from the

How Should You Allocate Your Income

Having an income is one of the perks of growing up and finally entering the workforce as an adult. However, have you ever wondered how we should allocate this income to ensure that you are self-sufficient in the short term as well to be able to build your wealth in the long run? Whatever your

The Passive Investor

For myself, I do not have the time to actively manage my own investment portfolio nor follow the daily market news. I am a final year undergraduate student studying in a medical course and I just do not have the knowledge or expertise to invest actively. If you are in a similar situation as myself,

The Power of Investing

Whether you are a university freshman, a new graduate in the workforce or a full-fledged adult with years of working experience, you would have heard of the term “investing”.  If you are a financial dummy and want to learn more about how you can build your wealth for the future, do read on. What is

Dollar Cost Averaging Vs. Lump Sump Investment

These are 2 investment strategies that are common and when used in right way, can maximize your returns or reduce your potential losses when investing. Dollar Cost Averaging (DCA) If you have just started investing, you would have come across this term “Dollar Cost Averaging”.  This is a simple strategy where you diligently invest a